QuadPay Is Now United with ZIP

ZIP & QUADPAY ARE NOW UNITED!

Zip’s partnership with quadpay is a benefit to all consumers!

Zip - QuadPay Logo
We don’t just think big. We do big.

Since 2017, Quadpay has been a champion of America’s Buy Now, Pay Later revolution. Just like Zip, Quadpay is an active disruptor of the credit card industry. Quadpay was among the first BNPL providers to leverage virtual card technology with Quadpay Anywhere. On the other side of the Pacific, Zip Everywhere did the job. Both making big changes happen for the better.

A big deal for shoppers & stores

From the get-go, our mission has been to become the first payment choice for everybody, everywhere and every day. Joining forces with Quadpay gives Americans a taste of our commitment to delivering fairer, faster, more flexible ways to pay.

Our entry into the United States’ $5 trillion+ retail market, the world’s largest, extends Zip’s operations to five countries. By growing our reach we grow the strength of our offering to merchants and consumers.

Buy now. Pay later.
Anywhere.

Split any purchase into 4 interest‑free installments over 6 weeks with Quadpay.

Use Quadpay anywhere

Literally anywhere. Book a trip, order groceries, pay your bills, shop online or in‑store. Use Quadpay anywhere Visa is accepted.

Zero interest

Shop smarter with Quadpay. No hard credit check and no impact on your credit score. Just 4 interest‑free installments over 6 weeks.

HOW IT WORKS

Buy it today, pay for it in 4 interest-free installments.

Shop anywhere and choose at checkout to pay later.You’ll pay the first installment upfront, and the rest over 6 weeks.Get the iPhone app

Shop anywhere with the Quadpay app

Get our app to use Quadpay anywhere you shop—whether online or in-store.

Get the iPhone app

HOW TO SHOP ONLINE WITH THE APP

FIND A RETAILER

Example Retailer - Pups Path
Search for your favorite stores in the app.
Example of 4 Installments
Browse your favorites
Add products to your cart, then tap "Pay with Quadpay."
Store Examples Such As Macys, JCPennys, Target, Walmart, Best Buy
Confirm purchase amount
Ensure your cart amount matches the payment request.
The 4 Easy Steps To Follow
Complete payment
We’ll autofill your payment info—check out in seconds.


HOW TO SHOP IN-STORE WITH THE APP


Check available balance

At checkout, open your Quadpay app to pay.


Toggle to in-store
Enter your purchase amount including taxes and shipping.
Generate a virtual card
Swipe, dip, or tap to complete your purchase.
Checkout At Local Store Example
Add Quadpay to your wallet

Keep Quadpay in your Apple Wallet or Google Pay for easy access.


    SHOPPING WITH QUADPAY AT CHECKOUT

    Look for the Quadpay logo online when checking out at your favorite online retailers.

    Local Merchant Examples

    Safer than credit
    Zero interest means you don’t have to pay more to pay later. Pay a $1 convenience fee for each payment. That’s it!


    Instant approval
    No hard credit checks, and no impact on your credit score—ever.


    Simple & transparent
    No fine print, so you’ll always know what to expect.
    Download the app to get started

    Get instant access to shop now, pay later at thousands of brands—online or in-store.Get on the App Store

     

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